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Rate Change Calculator

Use our rate change calculator to get an idea of how much your monthly mortgage payment might change by.

You can find your current mortgage details in your most recent annual mortgage statement.

If you have a fixed rate mortgage, any change to the Bank of England base rate will not affect the fixed interest rate during the fixed rate period.

Where your mortgage is made up of a number of variable rate sub-accounts or parts, you’ll need to complete separate calculations for each one.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.

 

 

Why is the estimated payment change more/less than I expected?

The figure shown is for illustrative purposes only.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.

Further information

> Frequently asked questions

> Facing financial difficulties

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Mortgage Business plc. Registered in England and Wales number 1997277. Registered office: Trinity Road, Halifax HX1 2RG. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.